Cargo Insurance protects the freight you transport. When shipments are lost, stolen, or damaged, the financial impact can extend beyond the value of a single load — it can affect relationships and long-term contracts.
Rainfall Insurance Agency structures cargo policies based on the commodities you haul and the limits required by brokers and shippers. Whether hauling general freight or higher-value goods, we align coverage with operational needs to reduce exposure and maintain credibility.
A: While not federally mandated in all cases, most brokers and contracts require cargo insurance. It is considered essential for commercial trucking operations.
A: Yes. Standard cargo policies typically include theft coverage, subject to policy terms and deductibles.
A: The limit should reflect the maximum value of the loads you typically haul. We help structure the right limit without unnecessary premium increases.
Theft and damage protection
Coverage tailored to commodity type
Flexible deductible options
Broker compliance alignment
Policy review and limit guidance