10156 Live Oak Avenue, Suite S, Fontana, CA 92335 [email protected]

Service Details

Cargo Insurance protects the freight you transport. When shipments are lost, stolen, or damaged, the financial impact can extend beyond the value of a single load — it can affect relationships and long-term contracts.

Rainfall Insurance Agency structures cargo policies based on the commodities you haul and the limits required by brokers and shippers. Whether hauling general freight or higher-value goods, we align coverage with operational needs to reduce exposure and maintain credibility.

Frequently Asked Question

Q: Is cargo insurance required for trucking companies?

A: While not federally mandated in all cases, most brokers and contracts require cargo insurance. It is considered essential for commercial trucking operations.

Q: Does cargo insurance cover theft?

A: Yes. Standard cargo policies typically include theft coverage, subject to policy terms and deductibles.

Q: What cargo limit should I choose?

A: The limit should reflect the maximum value of the loads you typically haul. We help structure the right limit without unnecessary premium increases.

Service Included

  • Theft and damage protection

  • Coverage tailored to commodity type

  • Flexible deductible options

  • Broker compliance alignment

  • Policy review and limit guidance