Service Details

General Liability Insurance protects your business from third-party claims involving bodily injury, property damage, and advertising injury. While auto liability covers incidents on the road, general liability protects exposures that occur off the roadway — such as at your office, yard, or customer location.

For trucking businesses, this can include incidents involving visitors at your premises or property damage unrelated to vehicle operation.

Rainfall Insurance Agency ensures your general liability coverage complements your trucking policies without gaps.

Frequently Asked Questions

Q: Is general liability required for trucking companies?

A: It is not always legally required, but many contracts, leases, and business agreements require proof of general liability coverage.

Q: Does general liability cover truck accidents?

A: No. Auto liability covers roadway incidents. General liability covers non-vehicle-related exposures.

Q: What limits are typically recommended?

A: Many businesses carry $1,000,000 per occurrence with a $2,000,000 aggregate limit, depending on contractual obligations.

Service Included

• Third-party bodily injury coverage
• Property damage protection
• Legal defense costs
• Premises liability protection
• Contract certificate issuance