Workers’ Compensation Insurance protects your business if an employee is injured on the job. In California, this coverage is legally required for most businesses with employees — including trucking operations that employ drivers, warehouse staff, or administrative personnel.
Beyond compliance, workers’ comp protects both the employer and employee by covering medical expenses, rehabilitation costs, and lost wages resulting from workplace injuries.
Rainfall Insurance Agency structures policies to meet California regulations while helping businesses manage risk responsibly and efficiently.
Q: Is Worker’s compensation mandatory in USA?
A: Yes. USA law requires most employers to carry workers’ compensation insurance, even if the business has only one employee.
Q: What does workers’ compensation cover?
Q: Does it cover independent contractors?