What it covers
Coverage for the freight in your care
We help trucking and transportation businesses understand what cargo coverage is designed to protect, how limits are set, and where contractual requirements come into play.
Key considerations
What cargo coverage is built to address
Cargo exposures change with the freight, the route and the contract. These are the areas we work through with commercial operators.
Freight in Transit
Cargo can be exposed to theft, collision, fire, loading or unloading incidents and other covered causes of loss.
Limits and Requirements
Coverage needs vary by cargo type, operation, limits, contractual requirements and policy terms.
Fit Within Your Program
Rainfall can help you understand the role cargo coverage plays within your overall trucking insurance program.
Who It May Suit
Trucking and transportation businesses that haul cargo for others, under their own authority or on contract.
How we approach it
How we approach cargo coverage
We start with the operation. What you haul, where you run, who you haul for and what your contracts require all shape the cargo limit and the terms that make sense for your business.
This page is educational and should not be used to interpret the insurance contract. Coverage is subject to the actual policy, endorsements, limits, deductibles, conditions and exclusions.
